When it comes to achieving financial freedom, there’s no magical “house fairy” that slips property deeds under your pillow. Wealth isn't handed to you in the real world - it’s built. And it all starts in your mind, long before you sign the dotted line on your first (or tenth) property deal.
I recently joined Jason Cozens, Mario Innecco and Andy Schectman for an episode of The Resilient Compass podcast, where we uncovered the mindset shifts that separate struggling investors from those who achieve lasting wealth. Below, I’ll break down the most powerful insights from our conversation - so you can start thinking like a true investor.
One point all of us agreed on during the podcast is this: if you don’t firmly believe you can succeed, no strategy or course can help you.
Growing up, I left home at 17 with just £170 to my name. Yet I refused to let a lack of immediate resources stop me from buying my first property before turning 18. The mindset that propelled me forward was simple:
Where many people see insurmountable obstacles, property investors see fixable problems. And when you adopt that perspective, your mind begins to spot opportunities others overlook.
Mario brought valuable insights on how younger generations often get trapped in speculative assets (like meme coins or penny stocks) because they don’t see a straightforward path to prosperity. His contrarian view: understanding the true nature of inflation, currency devaluation, and monetary policy can free you from financial panic.
Once you grasp how the system works, you can make strategic choices, like investing in real, tangible assets such as property, to shelter yourself from what he calls “rubbish currencies.”
Andy reminded us that consistency is key. For over three decades, he’s bought bullion (gold/silver) every two weeks without fail. His disciplined approach to “paying yourself first” shows how small, steady actions can compound into significant wealth.
Property investment follows the same principle: even if you start with a single buy-to-let, you can keep adding, improving, or diversifying over time. In a few short years, those consistent efforts can dramatically reshape your income.
Jason highlighted the power of hard work and networking, sharing how resourcefulness can take you further than you think. He talked about an investor who tackled a property refurbishment with minimal experience - learning skills from online tutorials and bringing in just one tradesman for support.
The takeaway? A “can-do” mindset is one of the most valuable assets in property. Whether it’s learning how to find deals, approach private investors, or even get very hands on for your first property, the tools to upskill are more accessible than ever. Surround yourself with the right community, stay committed to growth, and you’ll be surprised at what you can achieve.
So why did property sit at the centre of these conversations?
On the podcast, I touched on the “25% rule”: Never rely on a single source for more than a quarter of your income.
Property excels here; you can start with one strategy like buy-to-let, then branch into serviced accommodation (Airbnb-style), commercial flips, or mixed-use properties. A diversified approach not only boosts earnings but also protects you if one sector experiences a downturn.
We even discussed stories of individuals who went from zero capital to managing a string of high-return serviced units, earning over £30,000 in monthly revenue. Another example came from someone learning they had hundreds of thousands of pounds in a pension they never knew was transferable into property investments.
These cases show that big changes can happen swiftly if you’re open to new information and willing to take action.
No conversation about mindset and property is complete without exploring how you protect the wealth you create. Andy’s bullion strategy and Mario’s contrarian approach both underscored this:
The key takeaway? Once you start generating significant income, set up robust systems that shield your assets so you keep them or reinvest with confidence. It’s all about safeguarding your hard work for the long term.
Ready to get into that real growth mindset? Here are practical steps inspired by our podcast:
The biggest revelation from our podcast was something we all fundamentally agree on: you control your destiny far more than any government, employer, or external circumstance. Believing in your ability to create income streams, particularly in property, transforms your outlook from “I can’t afford this” to “how can I make it happen?”
If you want to hear the full, in-depth discussion, catch the podcast replay to gain even more insights straight from Mario, Andy, Jason, and me.
You’ll learn about everything from leveraging commercial real estate to storing gold in multiple countries, and most importantly, you’ll see the unshakable, success-driven mindset in action.
Remember: The only person standing between you and the financial life you want is you. Commit to that decisive change in mindset, and let property be the springboard to a more prosperous, resilient future